Estate Credit Union (UCI) is a non Banco Santander and BNP Paribas we had not yet released in this blog.
The truth is that now UCI has decided to urge each and every one of its loans, and so we can see at a glance the interest rate offered now, I've summarized here, along with the former type:
Easy Mortgage (Euribor)
- Before Euribor + 0.90
- Now Euribor + 1.20
Easy Mortgage (IRPH)
- Before IRPH -
0.10 - 0.20 Now IRPH +
Exchange Home Mortgage (Euribor)
- Before Euribor + 1.00
- Now Euribor + 1.30
Exchange Home Mortgage (IRPH)
- Before IRPH + 0.00
- Now IRPH + 0.30
We need to know that mortgages are often referenced to IRPH have differential, and the fact that now I have and positive above, is something that is not too good .
Furthermore referenced to Euribor mortgages are in the current environment with a differential of a point, unfortunately for us.
These mortgages allow funding up 40 years and up to 100% financing with an arrangement fee of around 1.00%
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